What Is Broadform Insurance? Broadform Insurance is insurance for a specific driver (you) to drive owned and non-owned private passenger vehicles instead of insuring a specific car. Broadform Insurance is commonly called “Drivers License Insurance” because it covers the named insured and is not limited to the cars listed on a normal car insurance policy. Broad Form Insurance is an inexpensive way you can meet the Washington state liability insurance requirements whether you own many cars or no cars and for this reason broadform policies are popular for those who require an SR22 filing to reinstate their license. So, whether you own a car or not, you can insure your drivers license and be insured to drive most any car! What Does Broad Form Insurance Cover? Broad Form Insurance provides the same liability insurance coverage options that a regular car insurance policy provides, meaning, if you cause an accident, your insurance company will pay for the claim up to your insurance policy lim...