What Is BroadForm Insurance in Spokane WA? Broad Form Insurance , unlike regular car insurance, is insurance to cover a specific driver rather than a specific car. You pay the same amount whether you drive one, four, or twelve cars. You don’t even need to call in when you buy, sell, or trade cars, because your cars are not listed on your policy. BroadForm Insurance is an inexpensive way to meet the Washington state liability insurance requirements to drive legally in Spokane whether or not you own a car. And best of all, instant proof of insurance can be emailed to you immediately! We also have Broad Form Motorcycle Insurance available. What Does BroadForm Insurance Cover in Spokane WA? Liability Insurance to pay for bodily injury and property damage suffered by others if you were at-fault for the accident. Personal Injury Protection to pay for the medical bills of you and your passengers no matter who was at-fault. Uninsured Motorist to pay for bodily injury and property damag